Tag Archives: truth

Step 1 for A Secure Financial Future – Take Stock!

Whether you have broken your 2020 new years resolution by now or not, for the most of us, our finances continue to be a concern.

Here is the first step towards planning for a Secure financial future.

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Take Stock of Current Financial Status, that is,

  • Calculate your current NET WORTH.
    • Do this at least quarterly; certainly
    • do it once a year!
  • Compute the current value of all your assets (what you own).
    • The total of non-obligated funds (balance) at all bank accounts
    • The fair market value of all real assets you own
      • trade-in value of cars, motorcycles, boats, scooters, trucks, etc.
      • Current fair market value of all real property you own
        • house(s), farm(s), land(s), etc.
      • Current trade-in value of equipment and appliances you own
        • TV’s, Refrigerator, tools, computers, sound systems, etc.
      • Current trade-in value of all furniture, jewelry, antiques, etc.
    • Compute the current value of all financial investment instruments
      • (these are the value of these instruments
        • that will be available to you on demand
        • after deductions of all penalties, fees,commissions etc.)
      • Cash payout of all retirement accounts
      • Cash payout value of bonds, stocks, etc.
      • Cash payout of life and other insurance policies
        • if any;
      • Cash payout of all other investments
  • Compute your total debts (Liabilities);
    • Current short term loans
      • (those payable within 1-5 years)
      • credit card(s) balance(s)
      • total current value of all car loans/note(s)
      • other short term debt(s)
        • e.g. lease or rental obligations
    • current value of total long term obligations
      • Mortgages/house payments
      • Student Loans
        • many student loans have a payoff value
          • attached to your total balance
      • Other Long term contractual Obligations
        • current value of total child support payments
        • current value of alimony or divorce settlements, etc.
        • current value of all other court ordered payments, etc.
  • Compute the Net Worth
    • = Total Current value of Assets – Total Current Value of all Debts.
    • This is the foundation of all planning for a secure financial future!
    • The numbers need not be super accurate.
    • This is just a birds eye view of your current position
  • Now that you know your current financial status,

  • the Next Step is to SET SOUND FINANCIAL GOALS
    • That is, clarify where you want to be
    • That’s in the next Post

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New Year! What Resolutions?!

I NO LONGER MAKE NEW YEAR’S RESOLUTIONS!!

WHY?  Two things!

  • I have come to view the end of one year and the start of another as 
    • a little too artificial.
    • Imagine looking back to the earth
      • from the vantage point of the moon.
      • What is the difference between
        • December 31st and
        • January 1st?
    • Or Imagine being a bird, or another animal.
      • What is the difference in the experience
      • of December 31st relative to January 1st?
  • I have resolutions,
    • but they are no longer bound by an artificial timeline.
    • My resolutions
      • like time itself,
      • are always on a continuum; and they
      • are about
        • ‘always growing’;
        • always becoming a better version of me.
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    •  I don’t stop striving to become better version of me
      • just because I broke a resolution after two months.
    • Neither do I wait until the next December 31st
      • to resolve to start again;
      • to become a better version of me;
        • after I fail by February 1st each year.

So what should we do on the 31st of December each year?

  • Do celebrate 
    • the end of a block of (man made) ‘time’ and the start of a new one,
      • like everybody else; and
      • it is useful to have time markers along the way, but
  • Do, never become obsessive
    • that you must meet all your benchmarks within the year
      • to consider yourself successful!

So here is the ONE AND ONLY RESOLUTION you need to have:

  • Always strive to become a better version of yourself with each passing day:
    • Be better at your faith, you know,
      • trust, pray, love, give, testify, know, and serve more, etc.,
        • about and as a result of your faith!
    • Better in your character
      • (the real you;
      • what’s inside;
      • like toothpaste,
        • what comes out when pressure is applied);
      • Be more dependable, more patient, more truthful,
      • more balanced, less self-centered, more at peace with yourself,
      • more generous with others,
        • with your resources as well as with their faults etc.,
      • more self disciplined with time, words, and actions; wiser.
  •  Better in your relationships: more
      • serving, self-less, open, forgiving, listening and less talking,
      • considerate, gentle, humble, and more self-control.
    • Better at your Career:  Make it your goal to be 
      • more dependable, knowledgeable, skillful, useful, available, etc.
        • with each passing day.

A wise man once said, long ago:

“…One thing I do: Forgetting what is behind and straining toward what is ahead, I press on toward the goal to win the prize…” Paul (ca. AD 52-62, Phil 3.13-14)

HAPPY NEW YEAR!!  PLEASE LIKE AND SHARE!!

A Very Profound Event Happened at Christmas

A Very Profound Event Happened at Christmas:

  • God Became Man!

The Scriptures Says it Best:

  • No Exposition Needed
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  • In the beginning was the Word, and
    • the Word was with God, and
    • the Word was God.
    • He was with God in the beginning.
    • Through him all things were made;
    • without him nothing was made
      • that has been made.
    • In him was life, and
      • that life was the light of all mankind.
        • The light shines in the darkness, and
        • the darkness has not overcome[a] it. . . . 
  • He was in the world, and though
    • the world was made through him,
    • the world did not recognize him.
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  • He came to that which was his own,
    • but his own did not receive him. 
    • Yet to all who did receive him,
    • to those who believed in his name, 
      • he gave the right to become children of God
        • children born not
          • of natural descent, nor
          • of human decision
          • or a husband’s will, but
        • born of God.
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  • The Word became flesh and
    • made his dwelling among us.
    • We have seen his glory, 
      • the glory of the one and only Son,
        • who came from the Father,
        • full of grace and truth.
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Photo by Jill Wellington on Pexels.com

A Very Profound Event Happened at Christmas:

  • God Became Man!!

MERRY CHRISTMAS TO YOU ALL!!

What Is So Special About Christmas?

For most of us, the Christmas season is special,

  • a welcome time of the year.

But I ask myself the question, Why?

  • WHAT IS SO UNIQUE ABOUT THIS TIME OF THE YEAR!?

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It is about the giving and receiving of gifts?

  • Everyone seem to make an effort to give a gift to someone else
    • No doubt receiving a gift is a pleasant experience.
    • Giving a gift that brings joy to someone else
      • is also a beautiful thing.
  • All this shopping for gifts mean more sales for businesses
    • which allows them
      • to hand out bonuses to workers
        • at Christmas.
    • Even without increased revenues,
    • Christmas is when businesses
      • make positive gestures
        • towards employees and the public.
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Photo by Pixabay on Pexels.com

Could it be the Bright and Warm Colors of the season?

  • A lot of people put on
    • red, green or gold or other
    • bright and warm colors during this season.
  • Many homes are decorated with multi colored Christmas lights
    • on the outside
    • and, with colorfully decorated ornaments
      • on the inside including on Christmas trees.
  • Many stores and businesses 
    • make dramatic and colorful window displays.
    • On the inside, their products
      • are also beautifully arranged with Christmas decorations.
  • The streets, and city centers in many areas around the world
    • are also impressively decorated.
  • But the Christmas season is all this and more!

Could it be the Wonderful Sounds that fill the air?

  • Lots of music and the sounds of bells and whistles
    • fill the air during this season.
  • Christmas Carols tell the wonderful story
    • of the love of God and
    • of peace and goodwill towards all men.
  • The sounds of the Christmas season evokes nostalgia
    • in the minds of adults
      • about innocent childhood days as well as
      • about simpler days and times;
        • when they looked forward to
          • Christmas gifts, toys, family, and fun.
    • But the Christmas season
      • is special for  all this and more;
      • more than just the sounds of love, joy, peace, and hope that fills the air!

Is it because of the Special Food we enjoy at this time of the year?

  • Everyone goes out of their way to prepare special food and 
    • there is plenty of it
      • at Christmas time;
    • there is also a large variety of it
      • at Christmas time;
    • there is plenty of food and lots of variety
      • of very nice food
        • at Christmas time.
    • But the Christmas season is special
      • for more than lots of very fine food.

Is it the many celebrations, the events we get to attend?

    • Parties among friends and families,
    • nine lessons and carols;
    • special concerts and
    • sporting events etc.,
      • are all mostly very nice experiences.
  • Even without a party to go to,
    • the streets have more people
      • out and about,
        • (shopping, dining, buying and selling, etc.
        • not to forget the traffic);
      • during the Christmas season
      • giving a special ‘event’ type feeling.
  • This is good but Christmas season is special for much more!

All of the above,

  • each have a part to play
    • in making the Christmas Season
      • SO VERY SPECIAL.

But together,

  • the giving and receiving of gifts,
  • the bright and warm colors,
  • the sounds,
  • the special and very fine food,
  • the celebrations and special events;
    • combine to create a very powerful and positive vibe
      • in society.
  • The season is special,
    • because together
      • they make it a season of GOOD WILL
        • wherever Christmas is celebrated!

And we

  • (all of humanity, our families, our communities, our nation, our economies)
  • need AT LEAST ONE SEASON OF GOOD WILL in each year!

MERRY CHRISTMAS TO YOU THE READER AND SUBSCRIBERS!

Please invite others to subscribe to this blog.  Thank You!

 

Thanksgiving (An Attitude of the heart!!)

This should have been posted before Thanksgiving Day.  All the same,

“Better Late than never,” and on thanksgiving week,

I heard one radio announcer say:

“Thanksgiving is not a day, it is an attitude of the heart.”

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Photo by nappy on Pexels.com
  • T – THANK and PRAISE God

    • for all things BIG and SMALL!
      • And do not forget
        • the precious people in your life!
  • H – HEALTH AND LIFE

    • are things we can all be thankful for
      • even if we are ill at a hospital
        • or in bed!
  • A – APPRECIATE and ADMIRE

    • the beauty of God’s creation around you.
  • N – NAME and NUMBER

    • your blessings,
      • its a rewarding experience,
      • including the precious people in your life.
  • K – KINDNESS and THANKSGIVING

    • in the heart
      • are twin siblings in the same home.
  • S – A SMILE and a CHEER;

    • want to see it on the face of the deserving?
      • Just say, “Thank You!”
        • from the heart
        • and with a warm smile!
  • G – GIVING and RECEIVING:

    • The one exists not without the other
      • every time you say,
        • “Thank You!”
  • I – ICTUS;

    • Five Greek letters for ‘fish‘:
    • Jesus, Christ, God, Son, Savior:
      • at least one reason to “give thanks!”
  • V – VISION and VALUE:

    • Nothing says:
      • I see and I value what you have done” like when you say
        • “Thank you very much,”
          • from the heart.
  • I – INSIDE and OUTSIDE:

    • A thankful heart, expressed outwardly in sincere words
      • belong together.
  • N – NICE and NEW: 

    • Thanksgiving is always that
      • and much more.
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Photo by Panos Sakalakis on Pexels.com
  • G – GOOD to GREAT: 

    • ‘Good Gifts’ become ‘GREAT GIFTS,’
      • when it is received with a heartfelt:
        • “Thank you.”

 

 

 

 

I believe in Miracles and …!

I believe in a reality

  • that is governed by observable and verifiable laws
    • of science operating within God’s creation.
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Photo by Jakob on Pexels.com

I believe that scientific laws and discoveries are valid

  • for ALL human existence
    • including those of the children of God(!), that is, the laws of
      • gravitation, motion, thermodynamics, relativity, atomic energy,
      • mathematics, statistics, chemistry, physics, electromagnetism, etc.
      • I do not accept evolution BY CHANCE but
        • I cannot rule out evolution by divine design.
  • Denying the laws and verifiable discoveries of science
    • on the basis of so-called ‘faith’
    • is a futile endeavor because
      • GOD PUT THEM THERE!!!
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I believe and accept the scientific advances behind modern technology

  • that have revolutionized human existence in the fields of
    • agriculture and food production,
    • medicine and fighting disease and illnesses,
    • manufacturing,
    • communication and transportation,
    • entertainment,
    • astronomy and even (sadly and unfortunately)
    • warfare, because
  • GOD PUT THEM THERE (!!!)
    • to be discovered for human use!

I also believe and accept verifiable theories and observations of the social sciences

  • concerning human nature and human interactions:
    • the quest for power,
      • how and why people attain, keep and exercise
        • dominance over others,
      • organizational behavior,
      • group dynamics;
    • the quest for possessions including
      • the universal principle of scarcity,
        • (human desires and wants are unlimited but resources are),
      • the economics laws of demand and supply,
    • the quest for pleasure,
    • Maslow’s hierarchy of human needs, etc.
    •  are valid because GOD PUT THEM THERE!!!!

I  believe that God is therefore the greatest scientist;

  • the greatest, physicist, mathematician, astronomer,
  • molecular biologist, surgeon, sociologist, etc.!
  • God is above, over, and beyond all of his creation.

I also believe in the writings of the Bible

  • It is a revelation of an otherwise UNKNOWABLE God.
    • How else can we know the God
      • who is the origin, and is over, above,  and beyond the cosmos?
    • This revelation gives meaning and purpose to life.
    • It is ultimately the only viable answer
      • to the question:
        • “What is the meaning and purpose of life?”
    • Think of God as the Unlimited Energy that birthed everything
      • (energy appears to be one of the main constants in the entire cosmos)
      • but which/who is also a PERSONAL being!
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Photo by Jonathan Meyer on Pexels.com

I believe God wants men to live within the natural order of creation

  • FOR THE MOST PART(!!),
    • that miracles of the dramatic kind
      • are rare occurrences and
        • designed by God to be so(!),
        • because he wants us to live by faith(!!)
        • and because he wants us to live
          • within the scientific (natural) laws of his creation!
    • GOD PUT THEM THERE!!!!
  • Neither Abraham, nor Jacob, Joseph, Moses, David, Solomon, Paul, Peter, or James
    • discovered the aerodynamics in order to build an airplane, nor did they
    • discover penicillin, the microscope, electricity, the Periodic Table, DNA, X-rays, Quantum Theory, or the connection between smoking and cancer;
    • gun powder was discovered by the Chinese, and
    • Archimedes had to discover the buoyancy principle because,
    • THAT’S HOW GOD INTENDED IT!!!

So child of God

  • don’t give up on dramatic miracles, but
  • don’t wait for them either.
  • It is God’s will that you live your life in obedience to him
    • with or without miracles.
  • The ONE MIRACLE that you can be sure of is this:
  • LEARN, UNDERSTAND, AND USE
    • the laws and principles
      • that God has put into his creation,
    • and seek his favor, and
  • YOU WILL MEET YOUR GOD GIVEN GOALS.
  • THAT’S HOW GOD INTENDED IT!!!!

LET’S DO THIS!  YOU CAN DO THIS!!

(Next post: how the perspective above helps us deal with the problem of evil and suffering!!)

 

 

The Truth is Staring at Us in the Face!

“…and you will know the truth, and the truth will set you free.”
John 8.32- ESV – Jesus

The Truth/Facts about @realDonaldTrump and where he is taking America

  • are clear but the implications are
    • so great, so dangerous, and so catastrophic,
      • that most of us (including a good number of his followers)
        • simply do not want to confront or accept it.

WHAT IS THE TRUTH???!!!!

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  • TRUTH/FACT: Donald Trump is a deeply flawed man.

    • He is a pathological liar 
      • He lies incessantly, impulsively and
        • in all things small and great.
    • He is a narcissist
      • (i.e. extremely self-centered, and selfish)
      • far more than the usual politician.
    • He is mean
      • He attacks and seeks to hurt people personally
        • and not always because he is ‘fighting back’,
        • he often responds to disagreements
          • with personal attacks.
    • He is amoral
      • He appears to have no sense or commitment
        • to the difference between right and wrong.
      • He will attack other people of wrongdoing
        • that he himself is guilty of
          • without the slightest hint of self-awareness.
      • All his choices and actions boil down to
        • what is best for him:
          • not his wife, not his children, not the Republican party, not his team, not his staff, not his (now ‘close’) friends, not America’s allies, not America’s interests,
          • just what is best for him in the moment!!!!
    • He appears to lack empathy
      • He is not (easily?) moved
        • by the feelings and experiences of others.
    • He appears unwilling to personally exert himself
      • (when he is not speaking before adoring crowds).
      • He is not a student of history.
      • He spends a lot of time watching TV.
      • He has a significant amount of ‘executive time’ each day.
      • He spends a lot of time golfing.
    • He is impulsive
      • He often acts without forethought and deliberation.
    • He may not always be tethered to reality
      • He appears to believe some of his own lies.
      • He refuses to believe facts contrary to his own narrative/interpretation.
  • The TRUTH:  Donald Trump is not going to and will not change

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  • There will be no ‘pivot’
    • to a nicer or another version
      • of @realDonaldTrump
    • He has not ‘lied’ to us about who he is
      • Old clips of his younger days show that
        • he has always thought he has the answer to every problem, and
        • he must always have the last word.
    • “When someone shows you who they are, believe them the first time [Maya Angelou]
  • Truth/Fact: Every Tree Bears Fruit that is natural to it!

“Beware of the false prophets, [teachers] who come to you dressed as sheep [appearing gentle and innocent], but inwardly are ravenous wolves. 16 By their fruit you will recognize them [that is, by their contrived doctrine (i.e. teaching) and self-focus]. Do people pick grapes from thorn bushes or figs from thistles? 17 Even so, every healthy tree bears good fruit, but the unhealthy tree bears bad fruit. 18 A good tree cannot bear bad fruit, nor can a bad tree bear good fruit. 19 Every tree that does not bear good fruit is cut down and thrown into the fire. 20 Therefore, by their fruit you will recognize them [as false prophets]. [Matthew 7.15-20 AMP: Jesus]

  • TRUTH/FACT:  THE UNITED STATES AND THE WORLD ARE THEREFORE NOT IN GOOD HANDS!!!

    • The US and the world economy are not in good hands
      • Exhibits:
        • Trade wars without appropriate forethought and planning:
          • “trade wars are easy to win” – Donald Trump
        • Lack of preparation for the looming downturn in the economy
        • Monetary policy by tweets, personal attacks, and ‘gut’ feeling.
          •  “They’re making a mistake because I have a gut, and my gut tells me more sometimes than anybody else’s brain can ever tell me.” Donald Trump (November 2018)
        • Stock Market volatility week of August 19-23, 2019
    • International Peace and Stability are not in good hands.
      • Exhibits:
        • Trump conducts extremely crucial geopolitical relationships
          • on the basis of his personal ‘interactions’ (relationship?)
            • with adversaries and allies:
              • Vladimir Putin, Kim Jung Un, Angela Merkel, Emmanuel Macron, Justin Trudeau etc.
        • North Korea is still firing missiles off
        • Russia and the US are entering a new nuclear arms race
        • Trump has dictatorial tendencies
          • he appears to want to skip the ‘rule of law’  if  he can:
            • “Our great American companies are hereby ordered to immediately start looking for an alternative to China, including bringing your companies HOME and making your products in the USA.” Donald Trump 08/23/2019
    • America as a Beacon of Light (‘the city on a hill‘) is not in good hands
      • When an organization/country changes its values,
        • does it continue to be the same organization/country?
      •  Exhibit
        • Will Trump willingly leave office or be forced out if/when he looses in 2020?
          • Will he sow discord in society to avoid accepting defeat?
        • Will America welcome fleeing refugees anymore?
          • “Give me your tired, your poor,
            Your huddled masses yearning to breathe free,
            …Send these, the homeless, tempest-tossed to me,
            I lift my lamp beside the golden door!”
            [Statue of Liberty Poem]
        • Will the rights of a free press continue unchallenged
          • in the era of so called ‘fake news’ claims?
        • Will the body politic aspire towards a national, political, economic, and Judeo-Christian ethos characterized by
          • individual freedoms, integrity in public office, rule of law, ‘United’ States, fully representative democracy, or will it
          • devolve into moral relativism, factionalism, regionalism, and division?

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  • We are in for a rough ride
    • Exhibits
      • Walking in on young pageant contestants in their dressing rooms; “Grab them [women] by their ….”:
        • More corruption of morals by a sitting President
      • Trump University scandal and subsequent court settlement:
        • More Deceit, more corruption
      • 4 (5?) Bankruptcies:
        • Wreck the American Economy
      • Thousands of Lawsuits:
        • Tying up the American system of checks and balances in knots
          • with fights between the different branches of government, i.e.
            • the courts, congress, and the executive branch.
      • Two divorces, plus cheating on spouses:
        • Broken promises to the people of America
      • Paying off Stormy Daniels and other Scandals in order to win:
        • More corruption of the American Democracy like you have never seen before.
    • All powerful, corrupt and (perhaps evil) political leaders 
      • have periods of ‘good results’ 
        • when the majority of people appear to love them,
        • when it seems they had success after success,
        • when it seems they survived again and again,
          • going from one potential disaster to another,  that is,
        • until their eventual and certain downfall. 

WE ARE IN FOR A ROUGH RIDE FOLKS!!!!

BRACE FOR IMPACT!!!

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