Scanning the landscape of your financial future?
There are about six major ways to become wealthy:
Be Born into a Wealthy Family
It goes without saying that
if you are the child, relative, or heir of
Warren Buffet, Bill Gates, Sam Walton, or
Africa’s Aliko Dangote, or Mexico’s Carlos Slim, or
any of the royal families in Kuwait, Oman, or Dubai, etc.
you WILL
But this path to wealth is not available to over 99% of the planet!
Photo by Roger Sekoua on Pexels.com
Marry into a Wealthy Family
Kate Middleton, and Meghan Markle
married into British Royalty and into Wealth!
The wives of Rupert Murdoch, Mark Zuckerberg, and Elon Musk
However, this road is reserved
for only a tiny sliver of humanity. It also appears that
the wealthy generally marry
people of similar economic status.
Win a Lottery Jackpot with a Big Cash Prize
The odds of winning the mega million jackpot in the US
for example, is over 1 in 300 million
that means it is ‘possible’ to lose over 300 million times
It also means that you may never win
if you play the lottery every day
of a 100-year life span
(that is about 36,600 days!)
and never win!
As a means to wealth,
winning the Jackpot is therefore a ‘false hope’ for the majority of us.
Note: Forget about the publicity
around those who win;
the prize money
(less the portion
that goes to the organizers)
is coming from all those who did not win,
(that is a lot of people!)
Photo by kat wilcox on Pexels.com
Steal Money From Plenty of People or From a Wealthy Person
The problem with this approach is that
it is illegal and you may get caught, it is anti-biblical, unethical, and immoral; moreover people/the wealthy will work to protect their money, and
therefore the success rate of achieving lifetime wealth
through thievery is also very low.
Therefore, this is not a viable approach to wealth
for average person (some still try to make a living
by scamming people out of their money).
Become a Successful Professional in a Well-paying Industry
Note: “successful” Also Note: “well paying industry”
star athletes, champion sportsmen, movie stars, etc.
at the top of their profession
(Usain Bolt
the 100 meter Jamaican world record holder
is reportedly worth over $30 million
professions requiring high qualification, and
that are in high demand
but with low supply of workers, for example,
brain surgeons, computer whiz, fund managers, etc.
Also Note: Working for income in an excellent but regular job
is not usually a means to wealth!!
The possibilities here in my judgment are greater
than the previous listings
but still for most people
it is not a feasible way to build lifetime wealth.
Start and Run Your Own Successful Business
Note again “successful” Starting and running a business requires
special skills
which many people do not appear to have;
willingness to take risks,
willingness to bear full responsibility
But with risks comes financial reward
that can grow without limit
into lifetime wealth,
as long as the business continues to grow
The proportion of people who can take this is also greater
than than the previous options!
Get A regular career and invest wisely
in other Successful Businesses
over a long period of time!
Note: you do not have to be successful at
starting and running a business; but
you must be good at picking successful businesses
over a long period of time!
This means using modest regular income, and
saving all you can, while
investing in businesses that are successful,
over a long period of time,
will generally compound into wealth!
This is the most available route for most people!
On a final note:
Becoming ‘wealthy’ need not be your goal, rather Make it your goal to become Financially Free:
Have enough to tithe and give to the work of the Lord.
Have enough to cover your budgeted expense
including miscellaneous, as well as
unplanned and unexpected expenses.
Have enough to cover for emergencies.
Save enough to guarantee a desired standard of living in retirement.
Have enough to leave a legacy for the next generation!
Have enough to be generous and make a difference in the lives of others.
This we can all do
If we start early, with much planning, prayer, and discipline!!
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I NO LONGER MAKE NEW YEAR’S RESOLUTIONS!! WHY? Two things!
I have come to view the end of one year and the start of another as
a little too artificial.
Imagine looking back to the earth
from the vantage point of the moon.
What is the difference between
December 31st and
January 1st?
Or Imagine being a bird, or another animal.
What is the difference in the experience
of December 31st relative to January 1st?
I have resolutions,
but they are no longer bound by an artificial timeline. My resolutions
like time itself,
are always on a continuum; and they
are about
‘always growing’;
always becoming a better version of me.
Photo by Akil Mazumder on Pexels.com
I don’t stop striving to become better version of me
just because I broke a resolution after two months.
Neither do I wait until the next December 31st
to resolve to start again;
to become a better version of me;
after I fail by February 1st each year.
So what should we do on the 31st of December each year?
Do celebrate
the end of a block of (man made) ‘time’ and the start of a new one,
like everybody else; and
it is useful to have time markers along the way, but
Do, never become obsessive
that you must meet all your benchmarks within the year
to consider yourself successful!
So here is the ONE AND ONLY RESOLUTION
Always strive to become a better version of yourself with each passing day:
Be better at your faith, you know,
trust, pray, love, give, testify, know, and serve more, etc.,
about and as a result of your faith!
Better in your character
(the real you;
what’s inside;
like toothpaste,
what comes out when pressure is applied);
Be more dependable, more patient, more truthful,
more balanced, less self-centered, more at peace with yourself,
more generous with others,
with your resources as well as with their faults etc.,
more self disciplined with time, words, and actions; wiser.
Better in your relationships: more
serving, self-less, open, forgiving, listening and less talking,
considerate, gentle, humble, and more self-control.
Better at your Career: Make it your goal to be
more dependable, knowledgeable, skillful, useful, available, etc.
A wise man once said, long ago:
“…One thing I do: Forgetting what is behind and straining toward what is ahead, I press on toward the goal to win the prize…” Paul (ca. AD 52-62, Phil 3.13-14)
HAPPY NEW YEAR!! PLEASE LIKE AND SHARE!!
For most of us, the Christmas season is special,
a welcome time of the year.
But I ask myself the question, Why?
WHAT IS SO UNIQUE ABOUT THIS TIME OF THE YEAR!?
Photo by bruce mars on Pexels.com It is about the giving and receiving of gifts?
Everyone seem to make an effort to give a gift to someone else
No doubt receiving a gift is a pleasant experience.
Giving a gift that brings joy to someone else
is also a beautiful thing.
All this shopping for gifts mean more sales for businesses
which allows them
to hand out bonuses to workers
Even without increased revenues,
Christmas is when businesses
make positive gestures
towards employees and the public.
Photo by Pixabay on Pexels.com Could it be the Bright and Warm Colors of the season?
A lot of people put on
red, green or gold or other bright and warm colors during this season.
Many homes are decorated with multi colored Christmas lights
on the outside
and, with colorfully decorated ornaments
on the inside including on Christmas trees.
Many stores and businesses
make dramatic and colorful window displays. On the inside, their products
are also beautifully arranged with Christmas decorations.
The streets, and city centers in many areas around the world
are also impressively decorated.
But the Christmas season is all this and more!
Could it be the Wonderful Sounds that fill the air?
Lots of music and the sounds of bells and whistles
fill the air during this season.
Christmas Carols tell the wonderful story
of the love of God and
of peace and goodwill towards all men.
The sounds of the Christmas season evokes nostalgia
in the minds of adults
about innocent childhood days as well as
about simpler days and times;
when they looked forward to
Christmas gifts, toys, family, and fun.
But the Christmas season
is special for all this and more;
more than just the sounds of love, joy, peace, and hope that fills the air!
Is it because of the Special Food we enjoy at this time of the year?
Everyone goes out of their way to prepare special food and
there is plenty of it there is also a large variety of it
there is plenty of food and lots of variety
But the Christmas season is special
for more than lots of very fine food.
Is it the many celebrations, the events we get to attend?
Parties among friends and families,
nine lessons and carols;
special concerts and
sporting events etc.,
are all mostly very nice experiences.
Even without a party to go to,
the streets have more people
out and about,
(shopping, dining, buying and selling, etc.
not to forget the traffic);
during the Christmas season
giving a special ‘event’ type feeling.
This is good but Christmas season is special for much more!
All of the above,
each have a part to play
in making the Christmas Season
But together,
the giving and receiving of gifts,
the bright and warm colors,
the sounds,
the special and very fine food,
the celebrations and special events;
combine to create a very powerful and positive vibe
The season is special,
because together
they make it a season of GOOD WILL
wherever Christmas is celebrated!
And we
(all of humanity, our families, our communities, our nation, our economies)
need AT LEAST ONE SEASON OF GOOD WILL
MERRY CHRISTMAS TO YOU THE READER AND SUBSCRIBERS! Please invite others to subscribe to this blog. Thank You!
This should have been posted before Thanksgiving Day. All the same,
“Better Late than never,” and on thanksgiving week,
I heard one radio announcer say:
“Thanksgiving is not a day, it is an attitude of the heart.”
Photo by nappy on Pexels.com
T – THANK and PRAISE God
for all things BIG SMALL
And do not forget
the precious people in your life!
H – HEALTH AND
are things we can all be thankful for
even if we are ill at a hospital
A – APPRECIATE and ADMIRE
the beauty of God’s creation
N – NAME and NUMBER
your blessings
its a rewarding experience,
including the precious people in your life.
K – KINDNESS and THANKSGIVING
in the heart
are twin siblings in the same home.
S – A SMILE and a CHEER;
want to see it on the face of the deserving?
Just say, “Thank You!”
from the heart
and with a warm smile
G – GIVING and RECEIVING:
The one exists not without the other
I – ICTUS;
Five Greek letters for ‘fish
Jesus, Christ, God, Son, Savior:
at least one reason to “give thanks!”
V – VISION and VALUE:
Nothing says:
“I see and I value what you have done” like when you say
I – INSIDE and OUTSIDE:
A thankful heart outwardly
N – NICE and NEW:
Thanksgiving is always that
Photo by Panos Sakalakis on Pexels.com
G – GOOD to GREAT:
‘Good Gifts’ ‘GREAT GIFTS,’
when it is received with a heartfelt:
Questions: Pain, Suffering, Evil, and God?
What is my ‘SATISFYING ANSWER’?
If God is ‘ALTOGETHER GOOD AND ALMIGHTY’
why the pain, the suffering, and all the evil
that we see in the world?
Photo by Akil Mazumder on Pexels.com I now believe that this
God-designed creation runs on a ‘natural order’
based on the laws of science in
biology, physics and engineering, chemistry, geology, astronomy
mathematics and statistics, electronics, nuclear physics, etc.;
based on the laws of society and human interactions in
sociology and anthropology,
political science and economics, etc.
It is the challenge and opportunity of all men
since the days of Abraham, Jacob, Moses, Joshua, David, Solomon, etc.,
including Christians, and all genuine God worshipers,
to discover and utilize these laws for their benefit;
as stated in the book of Genesis when God’s says to man,
“fill the earth and subdue it” “work it[the garden-creation] and keep it. “
Creation running on the ‘natural order’ is also ‘broken’ and
all men are subjected to this broken natural order INCLUDING
Christians, people of earnest faith, genuine God Worshipers;
evil, vile and wicked men;
evil schemes, wars, crimes, corruption,
are to be expected and do happen;
typhoons, storms, tornadoes, earthquakes, accidents,
diseases like cancer, deformity, fatal accidents,
God is making a NEW HEAVEN AND A NEW EARTH,
a restored creation with a restored ‘natural order’!!
I also believe that God rendered himself ‘Almost Powerless’
in the affairs of men when he gave man total freedom to make choices!
Most of the evil in this world
comes from men and societies making evil choices,
spouses cheat, abuse, and abandon families;
wayward children choose wrong paths;
criminals, political leaders, sociopaths,
make wrong choices that harm others,
ensure continuing cycle of evil
as their ‘broken’ victims
turn around and victimize others.
God let’s men have their own way so that they can see
in themselves and in the results of their choices
a need for God,
if they would believe
(Romans 1.24a, 26a, 28b).
God’s purpose and plan is seen
in those who willingly let his kingdom
reign in their hearts and lives
becoming his “witnesses”
“salt of the earth” “light of the world.”
As before though
God will judge.
God will restore all things.
God will be proven right, just, loving, faithful and true.
God will remake a new order
without the problems of this old order.
I also believe that God is incredibly Great, Powerful, and Sovereign
If (since) there is an ALMIGHTY God
from our knowledge of astronomy
he must be incredibly great
(Please take a look at this astonishing video on YouTube
This limits the extent to which my puny mind
can understand him or his purposes
for the world he has created.
If (since) he made the universe as we know it,
he is sovereign over it;
(free to act as he pleases)
he owns everything!
So how then shall we live?
God takes pleasure WHEN we trust him
so I will trust him, what is the alternative(?)
Can you change him?
Can you change his purposes against his will?
Can you fight God?
If you reject God and abandon your faith
what difference will it make?
what will you replace God with?
God has revealed himself to man in the only way he can
by becoming man through his Son – Jesus Christ!
God has demonstrated that he cares
when Jesus died on a cruel cross
as we struggle in this fallen creation
so I will trust him
that he will make all things right again!
We can still pray for and expect ‘miracles’
God breaks through the natural laws of creation
from time to time,
to let us know
that he is there and he is not silent;
to demonstrate his power and
to encourage our trust in him;
(all answered prayers are miracles!)
God sometimes answers prayers
which appear to be the result of the ‘natural order’ but
which are ‘too coincidental’
since we prayed specifically about it!
The genius of God is that
while it appears that things happen
according to the natural order of things,
according the fallen-ness of creation and human nature
according to the arbitrariness and capriciousness of human choices;
his purposes are clearly still being fulfilled in the world:
righteousness matter,
evil is wrong,
truth is desirable,
and faith in him is
enduring and cannot be destroyed;
meaningful and practically rewarding!!!
Notice, I did not say anything about Satan?
HE IS NO MATCH FOR GOD! BUT more about this next time!
Let me know what you think. Send me an Email, or a tweet. Please share!
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We are Designed by God to Reach out to Him and to Others; To Reach Out for Love and Towards our Dreams!
Reach!! 